reverse mortgage

See How Much You May be Eligible to Receive

If you’re 62 or older, a reverse mortgage may let you access the equity you’ve built in your home while continuing to live there. Answer a few simple questions to see much much you may be eligible to receive.

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Reverse Mortgages:

Accessing the Equity You've Built

If you’re 62 or older and own your home, a reverse mortgage may allow you to convert a portion of your home equity into loan funds—without having to sell your home or make regular monthly mortgage payments.*

The borrower must meet all loan obligations, including living in the property as the principal residence and paying property charges such as property taxes, fees, and hazard insurance. The borrower must maintain the home. If these obligations are not met, the loan will need to be repaid.

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How Reverse Mortgage Funds Can Be Accessed

Reverse mortgages offer several flexible payout options, allowing you to use your home equity in a way that supports your retirement needs:

Lump Sum

Receive a one-time payment at closing, which may help with larger expenses or pay off higher-interest credit card debt

Monthly Disbursements

Access loan funds on a regular basis to help with ongoing costs and personal budgeting

Line of Credit

Draw funds as needed, with the added potential for the available credit to grow over time

Support Your Retirement with Greater Flexibility

A reverse mortgage provides access to loan proceeds tied to your home equity. These funds can help manage healthcare expenses, home repairs, or other unplanned costs—giving you more flexibility in your retirement years.

Stay in the Home You Love While Accessing Its Value

A reverse mortgage allows eligible homeowners 62 and older to access a portion of their home equity without having to sell or move. You maintain ownership and stay in your home,* while using the loan funds to help with retirement expenses or other financial needs.

Take the Next Step

Wondering if a reverse mortgage could be part of your retirement needs? Get started and see how much you may be eligible to receive.

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The right to remain in the home is contingent on paying property taxes and homeowner’s insurance, maintaining the home, and complying with the loan terms.

The borrower must meet all loan obligations, including living in the property as the principal residence and paying property charges, including property taxes, fees, and hazard insurance. The borrower must maintain the home. If the homeowner does not meet these loan obligations, then the loan will need to be repaid.

These materials were not provided by HUD or FHA and were not approved by FHA or any government agency.

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